What Payday Super means for your business
Changes are coming 1 July 2026 – so let's get ready
-2.png)
Major superannuation reforms will take effect
from 1 July 2026
The Australian Taxation Office's new Payday Super rules aim to help ensure employees receive their super contributions regularly while making it easier for employers to detect missed or delayed payments. The reforms also introduce a new way to calculate your employees' super guarantee.
With one of the biggest changes to superannuation in recent years, let's unpack what's changing and what you need to do.
What's changing?
New payment frequencies
Super will need to be paid into employees' funds at the same time they're paid, and reach the super fund within 7 business days.
New super guarantee calculations
The super guarantee amount will be calculated as 12% of qualifying earnings (QE), which is a new term being introduced as part of this change.*
Updated compliance penalties
Super payments that don't reach the employee's fund within 7 business days will trigger new super guarantee penalties.
Software updates to get you Payday Super-ready
In the coming months, we'll be rolling out an important MYOB Acumatica software release to help get you ready for new Payday Super requirements on 1 July.
This update will include:
- New Qualifying Earnings (QE) liability settings for each pay item.
- Updated Single Touch Payroll (STP) reporting to automatically include year-to-date QE amounts.
- A new, automatically set annual maximum super contribution, similar to how the previous quarterly limit was applied.
- Enhancements to the super batch process to help you manage super contributions for adjusted pays, ensuring out of cycle payments hit your employees’ next regular payday.
Our team will be in touch to confirm your upgrade, so keep an eye out for upcoming communications.

Register for Pay Super
Get started directly via MYOB Acumatica Payroll's settings and our friendly support team will assist you to complete the activation of your nominated Pay Super contact and Authorisers.
Start submitting super payments
Once complete, you'll be ready to start submitting superannuation batches for completed pay runs from within MYOB Acumatica Payroll.
Read the MYOB Pay Super Service Product Disclosure Statement.
Coming to multi-entity customers soon
This service will be available to multi-entity customers in preparation for Payday Super changes. We'll be in touch with more information over the coming months.
MYOB Acumatica will be Payday Super-ready by 1 July 2026.
Important software updates will be rolled out in May and June, in preparation for the Payday Super changes. This software update will include:
Super contribution payment at time of wage or salary payment.
Super landing with your employee's super fund within 7 days.
New super guarantee calculations and terms, specifically 'qualifying earning' (QE). This may require review and re-mapping of pay items.
New compliance penalties.
The Small Business Superannuation Clearing House (SBSCH) is closing
As part of the Payday Super changes, the ATO's SBSCH will close from 1 July 2026. You’ll need to select a new way to pay super after this date.
You'll also need to familiarise yourself with the new super payment requirements, including:
Super contribution payment at time of wage or salary payment.
Super landing with your employee's super fund within 7 days.
New super guarantee calculations and terms, specifically 'qualifying earning' (QE).
New compliance penalties.
You're set up, but you should plan for the changes
MYOB's Pay Super service, combined with MYOB Acumatica, will automate the payment of super contributions to your employees' super funds – in line with when they are paid.
You should review, understand and manage the changes, including:
Super contribution payment at time of wage or salary payment.
Super landing with your employee's super fund within 7 days.
New super guarantee calculations and terms, specifically 'qualifying earning' (QE). This may require review and re-mapping of pay items.
New compliance penalties.
MYOB's Pay Super service is coming
This expansion – planned for 2026 as part of upcoming releases – will provide your business with a free, integrated super service to automate payments to your employees' super funds, in compliance with the new obligations and all from MYOB Acumatica. You may also choose to proceed with a super payment service of your own choice.
You should review, understand and manage the changes, including:
Super contribution payment at time of wage or salary payment.
Super landing with your employee's super fund within 7 days.
New super guarantee calculations and terms, specifically 'qualifying earning' (QE). This may require review and re-mapping of pay items.
New compliance penalties.
Check that your current super service will be compliant
You may already be ready for the change. Check in with your super payment service and ensure that they can adhere to the new Payday Super requirements.
You'll also need to familiarise yourself with the new super payment requirements, including:
Super contribution payment at time of wage or salary payment.
Super landing with your employee's super fund within 7 days.
New super guarantee calculations and terms, specifically 'qualifying earning' (QE). This may require review and re-mapping of pay items.
New compliance penalties.
For many businesses, transitioning to a more frequent super payment schedule may require additional planning to minimise disruption. It's important to understand the potential challenges, and have a plan in place to manage them before 1 July 2026.
So what are some of the impacts to watch out for?
Cashflow management
Instead of setting aside super contributions to pay quarterly, you’ll need to ensure funds are available every pay cycle.
This may require more tightly controlled cashflow and management of your financials.
Increased admin
Instead of paying super quarterly, you may need to make payments more often. For employees that are paid weekly, that means up to 52 super payments each year.
If you currently supply super information via SAFF files, you may need to review your approach and plan accordingly.
Compliance controls
The ATO will be actively monitoring compliance and enforcing new penalties. If you fail to meet the new obligations, you may be required to pay the Super Guarantee Charge (SGC).
Consider reviewing your compliance management processes before 1 July 2026.
What is Pay Super?
MYOB's Pay Super is a free, integrated service that streamlines super payments between MYOB Acumatica and SuperChoice, our chosen clearing house.
Free to use
Pay Super is free for MYOB customers to use.- Integrated seamlessly
Works natively within MYOB Acumatica. MYOB Acumatica Payroll automatically calculates your employee's super on each pay run and the Pay Super service manages the payment to their designated super fund.
Access via Payroll Settings
Register for Pay Super from within MYOB Acumatica Payroll settings and our friendly support team will assist you to complete the activation of your nominated Pay Super contact and Authorisers.Once this process is complete, you will be ready to start submitting superannuation batches for completed pay runs from within MYOB Acumatica Payroll.
Read the MYOB Pay Super Service Product Disclosure Statement.
Pay Super is coming for multi-entity businesses in 2026. Stay tuned for updates over the coming months.
We're here to help
As updates roll out, we'll keep you in the loop. Keep an eye on your inbox and in-product messages for more information over the coming months.